Elena, a female college student, visits a man about her father's debt. When she says she can't pay it back, the men press her with violence that could be interpreted as intimidation: "If your father can't pay it, then you'll have to pay with your body! Now!" Elena bursts into tears in fear and gives in to the man's orders. Kokoro is dominated by fear, but her body responds. Using her debt as a shield, Elena becomes a sex toy and cums, spraying copious amounts of juice.