Neighbor...brother-in-law...insurance salesman...married women having affairs with various men. While their husbands are out to withdraw money, they have sex with the other man, literally acting like an ATM. While they are indulging in their love affair, suddenly, their cell phones ring! It's a call from their husbands. "Why don't you answer..." the man says, and their mischievous side is Kokoro. The wives are completely turned on by the sense of immorality of having sex while talking to their husbands, and they wrap their legs tightly around the man's waist. They all get creampied in a tight love hold!